US. The Apple Card is officially available to consumers across the country, meaning you can finally get one on your hands. I’ve had a digital version of Apple’s (AAPL) card for a few weeks, and recently started using the physical card, and found that it has many features that are more impressive than your average credit card.
Amazing interface, beautiful physics card and easy to apply, set up and use the card. Serious travelers and those looking for high-end card offers can make fun of Apple Card cash-back rewards, but the average consumer is sure to find a good use for Apple’s latest major product launch.
Getting registered is incredibly fast and easy
I recently upgraded my two credit cards and started using them after I have been frustrated with cards for some time. This is mostly due to the fact that I always believe in using a card like free money and going to a serious loan.
But I got over that fear and now I have three cards, one of which I use as my primary payment. The biggest difference between the Apple Card and other cards is that the Apple Card is a digital experience first and the physical experience second. It becomes clear from the moment you sign up for the card.
To do so, you open the Apple Wallet app, tap the plus sign at the top of the screen, and select Apple Card. From here you can sign up for the card within five minutes. Credit checking is equally fast, and you will be approved or denied in short order.
Applying for an Apple card will, like all credit cards, reduce your credit slightly, as such use can cause a difficult credit investigation. Such inquiries usually only take a few points off your credit score, but if you are applying for a home or auto loan at the same time, it is important to keep in mind, as many difficult inquiries can have a high impact on your credit score.
I registered on my Apple card through the app and started using the digital version of the card within 15 minutes.
Getting digital first
Yes, the Apple Card is for most users, especially in the US. In, Apple’s Apple Pay should be the gateway to a contactless payment system. That’s why there’s an Apple card too, and why you can use a digital Apple card instantly.
US. Contactless offers such as Apple Pay, Google Pay, and Samsung Pay still makes up a small portion of the card payment market. However, regions such as Europe and Asia have made the switch from traditional plastic cards to digital cards much faster.