The Reason Why Everyone Love Google Pay

Google Pay is a digital wallet and online payment system built by Google to support digital wallet and mobile payment transactions, allowing users to pay on Android phones, tablets or watches.

As of January 8, 2018, the old Android Pay and Google Wallet have joined Google Pay as the new pay system. Android Pay has been renamed Google Pay. Google Pay accepts Android Pay and Google Wallet applications through store, peer-to-peer and online payment services.


The renamed service provided a new API to help merchants connect websites, apps, Stripe, Braintree and Google Assistant. This service allows users to use Google Play’s payment cards on paper.

In May 2018, the Google Pay app can also be used for boarding passes and event tickets.

Near Field Contact

Google Pay Service uses Near Field Contact (NFC) to relay card information to enable transactions for retailers. It replaces the credit or debit card and the post or magnetic stripe transaction chip on post-sale terminals so that the customer can upload them to the Google Pay Wallet. This is similar to contactless payments already used in many countries, including two-factor authentication. This field allows Android devices to communicate wirelessly.


Google Pay uses physical identifiers, including fingerprint recognition, where appropriate. For applications that do not have fingerprint authentication, the passcode allows Google Pay. If a user pays for a merchant, Google Pay does not provide credit or debit card number with payment. Instead, it creates a virtual account number that represents the user account information. This service keeps customer payment information private, sends a security code instead of user details or wallet.

Google Pay requires a screen lock on the computer. There is no card limit.

Users can link payment cards to the service by taking a card image or manually entering card details. Users place their authorized app on a point-of-sale network. The service also has smart authentication, which allows the system to detect when the device is considered secure (for example, if it has been unlocked in the last five minutes) and challenge it if needed. Spring CEO Alan Dish said Google Pay enhances mobile shopping by promoting a “buy button” powered by Google Pay in the vendor’s innovative design.


The service was first introduced in Google I / O 2015 as Android Pay. Android Pay is a Google Wallet site built in 2011. It also used carrier-backed software card technology – Google acquired intellectual rights in February 2015. The service is compatible with 70% of the Android devices introduced and approved by over 700,000 merchants. Google Wallet also includes web-based store transactions and some app-based peer-to-peer transfers, e.g. In Gmail.

In 2016, a similar smartphone app, Hands Free, launched a public trial in Silicon Valley. The customer does not have to provide a phone or card in this configuration. Instead, a customer will announce that they want to “pay through Google” and send their signatures to the cashier who verifies their identity with a previously uploaded photo. The payment is only recognized if the customer’s telephone indicates its geographical location is near the participating store.

On September 18, 2017, Google launched Tez’s UPI-based service in India. Google renamed Tez as Google Pay on August 28, 2018.

On January 8, 2018, Google revealed that Google Wallet will be integrated with Android Pay, named Google Ballet. This link expands the network to web-based payments embedded in other Google and third-party services. Renaming began as an update to the Android Pay app on February 20, 2018; The app has been updated and now shows a customized list of nearby stores that support Google Pay.

European Union

Google Payments received an e-Money License in Lithuania on December 21, 2018 – The license will allow Google Payments to process, issue e-money and manage EU electronic wallets.

Send your email to